Mortgage Calculator

Estimates payments for fixed-rate mortgages. Client-side only.

Currency • Auto-detect

$ — USD ₹ — INR € — EUR £ — GBP A$ — AUD Auto

Inputs

Change values and click Calculate. Outputs appear on the right.

Home Price

Loan Term (years)

Interest Rate (%)

Down Payment

Amount and % sync automatically.

Start (month)

Payment Frequency

Monthly Biweekly

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Include annual costs

Property Taxes (annual)

? Property taxes are typically 1–2% of home value annually.

Home Insurance (annual)

? Home insurance covers property damage & liability.

PMI (annual)

? PMI typically applies if down payment < 20%.

HOA Fee (annual)

Other Annual Costs

One-time extra date

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Taxes % / yr

Insurance % / yr

PMI % / yr

Extra payments

Monthly extra

Annual extra

One-time extra (amount)

Monthly payment (principal & interest)

$0.00

Loan amount: $0.00

Total monthly out-of-pocket

$0.00

Payoff date: —

Total interest: $0.00

Total payments: $0.00

Term used: 0 yrs

Cost breakdown

Balances & interest over time

Amortization (annual)

Year	Date Range	Interest Paid	Principal Paid	Ending Balance

Biweekly option

Disclaimer: This calculator estimates payments for fixed-rate mortgages only (not ARMs). Designed primarily for U.S. users — informational only.